ZIP 49033 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49033 (Calhoun County, Michigan) lands at 23/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (67/100), structural risk (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (74/100)). On the structural side it scores 54/100, with 2/100 of stress already active.

The market reads expansion — home values rose 8.7% year on year, and 36% higher over three years (phase confidence 74/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 92% owner-occupied to 8% rented. Rent burden reaches 49% of tenant households. The poverty rate is 3.6% — low. Around 25% of adults hold a bachelor's degree or higher. Households earn a median $89,538 — above the roughly $78,000 national figure. A median home runs $326,600 here, or 2.8 times local income. DLRadar's demographic-stress index for the area reads 26/100. There are about 739 housing units across 49033. About 1,666 people live here, median age 55. Vacancy runs 5.0%.

Overall 49033 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 49033 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 49033 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 49033 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 for 49033 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 49033 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.