ZIP 49015 Property Distress & Foreclosure Data

Composite property distress in 49015 (Calhoun County, Michigan) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (52/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 52/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (75/100), flood (NFIP) exposure (75/100).

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 18% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $67,719 — below the roughly $78,000 national figure. Roughly 13.5% live below the poverty line. A median home runs $184,300 here, or 2.5 times local income. The vacancy rate is 6.0%. On demographic stress specifically, 49015 scores 28/100. 29,013 residents call 49015 home, typically aged 38. Around 40% of renters are cost-burdened. The tenure split is 71% owner-occupied to 30% rented. About 28% have a four-year degree. The ZIP holds roughly 12,060 housing units.

Overall, 49015 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.