ZIP 49015 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49015 (Calhoun County, Michigan) lands at 22/100 — low on DLRadar's distress scoring. Leading the profile are construction/permit lag (64/100), structural risk (50/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (8/100). Structural risk reads 50/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (75/100).

The expansion-phase market in 49015 posted values that rose 8.7% over the year, and 18% higher over three years (phase confidence 74/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $67,719, below the U.S. median near $78,000. Roughly 13.5% live below the poverty line. The typical home is worth about $184,300 (2.5× income, relatively affordable). The vacancy rate is 6.0%. On demographic stress specifically, 49015 scores 28/100. Population is roughly 29,013 with a median age of 38. Rent burden reaches 40% of tenant households. 71% of housing is owner-occupied. Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 12,060 housing units.

Net-net, 49015 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 49015 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 49015's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 49015, the field stays empty rather than modeled, and fills in as new documents post.

49015's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 49015 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.