ZIP 49001 Property Distress & Foreclosure Data

Composite property distress in 49001 (Kalamazoo County, Michigan) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 51 and live distress 3 on the 0–100 scale. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (33/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (83/100).

The market reads expansion — home values rose 5.2% year on year, 1.1% off the recent peak, and 17% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 21,313 people live here, median age 32. The poverty rate is 19.5% — high, a tax-stress and distress correlate. The typical home is worth about $157,300 (2.7× income, relatively affordable). Vacancy runs 9.1%. 53% of housing is owner-occupied. There are about 9,752 housing units across 49001. The demographic-stress sub-score lands at 31/100. Rent burden reaches 43% of tenant households. Around 30% of adults hold a bachelor's degree or higher. At $52,327, median income runs below typical U.S. levels.

Net-net, 49001 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.