ZIP 49001 Foreclosure, Tax-Lien & Distress Report
Kalamazoo County, Michigan · Affordable market
ZIP code 49001 in Kalamazoo County, Michigan carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Latent structural risk is 67/100 while live distress already moving reads 3/100. Its standout signals are structural risk (67/100), construction/permit lag (57/100), institutional ownership (48/100). On the quiet end sit mortgage stress (8/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (83/100).
Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 17% higher over three years, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 21,313 with a median age of 32. The poverty rate is 19.5% — high, a tax-stress and distress correlate. A median home runs $157,300 here, or 2.7 times local income. The vacancy rate is 9.1%. 53% of housing is owner-occupied. The ZIP holds roughly 9,752 housing units. The demographic-stress sub-score lands at 31/100. Around 43% of renters are cost-burdened. Around 30% of adults hold a bachelor's degree or higher. At $52,327, median income runs below typical U.S. levels.
Overall, 49001 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 49001 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 49001 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 49001 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 30/100 for 49001 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 49001 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 49001 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 49001 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Kalamazoo County
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Rules-based scoring — each signal ties to a public dataset · methodology