ZIP 49009 Foreclosure, Tax-Lien & Distress Report
Kalamazoo County, Michigan · Distress market
ZIP 49009's composite property-distress score is 29/100 - DLRadar classes that as low for Kalamazoo County, Michigan. Structurally it carries 66/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (82/100). Its heaviest discrete signals: structural risk (66/100), construction/permit lag (56/100), institutional ownership (46/100). On the quiet end sit mortgage stress (8/100).
The market reads peak — home values rose 0.8% year on year, and 14% higher over three years (phase confidence 35/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 47,606 with a median age of 37. Home values center near $346,600, an affordability ratio of 4.0×. The tenure split is 64% owner-occupied to 36% rented. Educational attainment sits at 50% bachelor's-or-above. The vacancy rate is 6.9%. At $82,364, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 31/100. There are about 20,449 housing units across 49009. Around 45% of renters are cost-burdened. Roughly 11.1% live below the poverty line.
Net-net, 49009 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 49009 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 49009 stays directly comparable to neighboring ZIPs and the rest of Kalamazoo County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 49009 shows blanks, not estimates, wherever the record is sparse.
Each component behind 49009 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 49009 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 49009’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 49009 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 49009, drawn from the same report attached to each property.
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The complete 49009 distress and acquisition report
Every distressed parcel in 49009 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology