ZIP 49071 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49071 (Van Buren County, Michigan) returns a low composite of 22/100. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (45/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (9/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (67/100). The latent-versus-live split is 50/100 structural and 3/100 already moving.

The market reads peak — home values rose 4.2% year on year, and 16% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $105,779, above the U.S. median near $78,000. There are about 4,643 housing units across 49071. The poverty rate is 3.6% — low. Vacancy runs 2.7%. DLRadar's demographic-stress index for the area reads 21/100. The tenure split is 92% owner-occupied to 8% rented. Educational attainment sits at 40% bachelor's-or-above. The typical home is worth about $284,800 (2.5× income, relatively affordable). Rent burden reaches 32% of tenant households. Population is roughly 11,839 with a median age of 39.

Overall 49071 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 49071 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 49071 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Van Buren County, Michigan and the nation. Sparse data for 49071 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 for 49071 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 49071 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.