ZIP 49055 Property Distress & Foreclosure Data

DLRadar grades ZIP 49055 (Van Buren County, Michigan) at a low 18/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (62/100). The latent-versus-live split is 41/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (41/100), construction/permit lag (28/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 26% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 32% of renters are cost-burdened. 85% of housing is owner-occupied. At $65,717, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. The poverty rate is 14.3%. The demographic-stress sub-score lands at 27/100. The vacancy rate is 21.1% — elevated. About 5,963 people live here, median age 46. The ZIP holds roughly 3,060 housing units. The typical home is worth about $163,600 (2.5× income, relatively affordable).

Net-net, 49055 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.