ZIP 49426 Foreclosure, Tax-Lien & Distress Report

ZIP 49426's composite property-distress score is 23/100 - DLRadar classes that as low for Ottawa County, Michigan. Leading the profile are construction/permit lag (59/100), structural risk (53/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (2/100) register low. Structural exposure scores 53 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 19% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $106,981, median income runs above typical U.S. levels. Around 30% of renters are cost-burdened. 3.9% of residents fall below the poverty threshold. The tenure split is 89% owner-occupied to 11% rented. There are about 14,118 housing units across 49426. The typical home is worth about $371,200 (3.2× income, relatively affordable). The vacancy rate is 3.9%. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 44% bachelor's-or-above. 39,986 residents call 49426 home, typically aged 35.

Overall 49426 looks resilient on the surface, so the edge is isolating individual stressed parcels. 49426 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 49426 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 49426 stays directly comparable to neighboring ZIPs and the rest of Ottawa County, Michigan. Where the public record is thin for 49426, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 49426 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Treat 49426 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.