ZIP 49426 Property Distress & Foreclosure Data

Ottawa County, Michigan's ZIP 49426 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (41/100), structural risk (36/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. The latent-versus-live split is 36/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (85/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 19% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $106,981 — above the roughly $78,000 national figure. Around 30% of renters are cost-burdened. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 14,118 housing units. A median home runs $371,200 here, or 3.2 times local income. The vacancy rate is 3.9%. On demographic stress specifically, 49426 scores 23/100. About 44% have a four-year degree. 39,986 residents call 49426 home, typically aged 35.

On balance, 49426 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.