ZIP 49448 Foreclosure, Tax-Lien & Distress Report

ZIP code 49448 in Ottawa County, Michigan carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on construction/permit lag (63/100), structural risk (56/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (2/100) register low. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (66/100)). The split runs 56/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 14% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The tenure split is 87% owner-occupied to 13% rented. The poverty rate is 3.2% — low. Households earn a median $81,536 — near the roughly $78,000 national figure. Educational attainment sits at 35% bachelor's-or-above. Around 9% of renters are cost-burdened. A median home runs $301,300 here, or 3.3 times local income. The ZIP holds roughly 1,712 housing units. Population is roughly 4,354 with a median age of 39. DLRadar's demographic-stress index for the area reads 21/100. The vacancy rate is 2.8%.

Net-net, 49448 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 49448 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 49448's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49448 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 49448 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 49448 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.