ZIP 49448 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Michigan · Distress market
ZIP code 49448 in Ottawa County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (60/100), structural risk (53/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (2/100) register low. Environmental exposure also runs high (climate & FEMA risk (82/100)). The split runs 53/100 structural to 1/100 active on the ground.
Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 14% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
The tenure split is 87% owner-occupied to 13% rented. The poverty rate is 3.2% — low. Households earn a median $81,536 — near the roughly $78,000 national figure. Educational attainment sits at 35% bachelor's-or-above. Around 9% of renters are cost-burdened. A median home runs $301,300 here, or 3.3 times local income. The ZIP holds roughly 1,712 housing units. Population is roughly 4,354 with a median age of 39. DLRadar's demographic-stress index for the area reads 21/100. The vacancy rate is 2.8%.
Overall 49448 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 49448 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 49448's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49448 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 49448 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 49448 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 49448
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 49448 by the numbers
49448 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Ottawa County
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Rules-based scoring — each signal ties to a public dataset · methodology