ZIP 49460 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49460 in Ottawa County, Michigan comes in at 23, a low composite-distress reading. Leading the profile are construction/permit lag (59/100), structural risk (53/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (2/100) register low. The latent-versus-live split is 53/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 19% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $97,194, above the U.S. median near $78,000. Rent burden reaches 24% of tenant households. The poverty rate is 4.1% — low. The typical home is worth about $367,700 (3.7× income, relatively affordable). The tenure split is 92% owner-occupied to 8% rented. About 8,891 people live here, median age 39. About 34% have a four-year degree. There are about 3,612 housing units across 49460. The demographic-stress sub-score lands at 25/100. The vacancy rate is 10.6%.

Broadly, 49460 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 49460 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 49460 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 49460 shows blanks, not estimates, wherever the record is sparse.

The 23/100 for 49460 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 49460 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.