ZIP 49424 Foreclosure, Tax-Lien & Distress Report

ZIP 49424's composite property-distress score is 23/100 - DLRadar classes that as low for Ottawa County, Michigan. Property-level stress concentrates in construction/permit lag (59/100), structural risk (53/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (65/100). Structurally it carries 53/100, against 1/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 21% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 34% of adults hold a bachelor's degree or higher. The tenure split is 76% owner-occupied to 24% rented. Roughly 8.7% live below the poverty line. There are about 20,531 housing units across 49424. Around 26% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Median household income is $82,353, near the U.S. median near $78,000. Vacancy runs 4.6%. Home values center near $297,000, an affordability ratio of 3.3× — accessible. 48,995 residents call 49424 home, typically aged 39.

Broadly, 49424 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 49424 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 49424 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 49424, the field stays empty rather than modeled, and fills in as new documents post.

Behind 49424's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 49424 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.