ZIP 49456 Property Distress & Foreclosure Data

DLRadar grades ZIP 49456 (Ottawa County, Michigan) at a low 17/100 for overall property distress. Structural exposure scores 36 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Property-level stress concentrates in construction/permit lag (41/100), structural risk (36/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 28% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $340,200 here, or 3.4 times local income. The tenure split is 83% owner-occupied to 17% rented. There are about 9,678 housing units across 49456. About 47% have a four-year degree. On demographic stress specifically, 49456 scores 25/100. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 10.4%. Households earn a median $85,807 — near the roughly $78,000 national figure. 19,972 residents call 49456 home, typically aged 48. Rent burden reaches 35% of tenant households.

On balance, 49456 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.