ZIP 49456 Foreclosure, Tax-Lien & Distress Report

In Ottawa County, Michigan, ZIP 49456 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 53/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (61/100). Its standout signals are construction/permit lag (60/100), structural risk (53/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (2/100) stay muted.

The market reads peak — home values rose 3.8% year on year, and 28% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $340,200 (3.4× income, relatively affordable). 83% of housing is owner-occupied. The ZIP holds roughly 9,678 housing units. Around 47% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 25/100. 5.0% of residents fall below the poverty threshold. Vacancy runs 10.4%. Households earn a median $85,807 — near the roughly $78,000 national figure. Population is roughly 19,972 with a median age of 48. Rent burden reaches 35% of tenant households.

On balance, 49456 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 49456 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 49456 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 49456 stays directly comparable to neighboring ZIPs and the rest of Ottawa County, Michigan. Sparse data for 49456 shows as blanks, never estimates, and the score updates on every fresh public filing.

49456's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49456 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.