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ZIP 49409 Foreclosure, Tax-Lien & Distress Report

Ottawa County, Michigan · Distress market

On DLRadar's 0-100 distress scale, ZIP 49409 in Ottawa County, Michigan comes in at 24, a low composite-distress reading. Structural risk reads 55/100 against active distress of 0/100. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (55/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (69/100)).

The peak-phase market in 49409 posted values that rose 3.9% over the year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Around 19% of adults hold a bachelor's degree or higher. On demographic stress specifically, 49409 scores 53/100. Vacancy runs 0.0%. There are about 33 housing units across 49409. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. 102 residents call 49409 home, typically aged 21. 100% of housing is owner-occupied.

Overall 49409 looks resilient on the surface, so the edge is isolating individual stressed parcels. 49409 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 49409's 24/100 can be lined up against any neighbor in Ottawa County, Michigan or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 49409, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 49409 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 49409 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
55/100
Structural risk
0/100
Distress activity

What is driving ZIP 49409’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk85
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 49409 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Ottawa County

Nearest ZIP codes to 49409

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Ottawa County, Michigan

Additional distress intelligence spanning Ottawa County, Michigan by ZIP, county and state.

Unlock parcel-level detail for ZIP 49409

The full 49409 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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