ZIP 49451 Property Distress & Foreclosure Data

DLRadar grades ZIP 49451 (Muskegon County, Michigan) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (44/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). The latent-versus-live split is 33/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.8% year on year, and 27% higher over three years (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

89% of housing is owner-occupied. The ZIP holds roughly 2,433 housing units. The poverty rate is 10.0%. Around 20% of adults hold a bachelor's degree or higher. At $67,383, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 29/100. The vacancy rate is 8.5%. About 6,441 people live here, median age 37. Around 46% of renters are cost-burdened. The typical home is worth about $211,100 (2.9× income, relatively affordable).

Net-net, 49451 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.