ZIP 49437 Foreclosure, Tax-Lien & Distress Report

Muskegon County, Michigan's ZIP 49437 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100). On the structural side it scores 58/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (69/100), structural risk (58/100), institutional ownership (46/100). By contrast, mortgage stress (4/100) register low.

The market reads peak — home values rose 3.5% year on year, and 36% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 25% of tenant households. The poverty rate is 6.6% — low. The vacancy rate is 20.0% — elevated. Educational attainment sits at 26% bachelor's-or-above. The demographic-stress sub-score lands at 24/100. Home values center near $221,800, an affordability ratio of 2.6× — accessible. Households earn a median $77,224 — near the roughly $78,000 national figure. About 6,622 people live here, median age 44. 88% of housing is owner-occupied. The ZIP holds roughly 3,336 housing units.

Taken together, 49437 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49437 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 49437 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 49437 stays directly comparable to neighboring ZIPs and the rest of Muskegon County, Michigan. Nothing here is interpolated — where a source is thin for 49437, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 49437 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49437 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.