ZIP 49442 Property Distress & Foreclosure Data

DLRadar grades ZIP 49442 (Muskegon County, Michigan) at a low 15/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). On the structural side it scores 33/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (45/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.8% year on year, and 29% higher over three years (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 16.7% — high, a tax-stress and distress correlate. About 44,412 people live here, median age 37. At $50,069, median income runs below typical U.S. levels. Around 44% of renters are cost-burdened. The vacancy rate is 9.3%. The demographic-stress sub-score lands at 30/100. Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $136,400 (2.3× income, relatively affordable). 70% of housing is owner-occupied. The ZIP holds roughly 18,102 housing units.

Net-net, 49442 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
33/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 49442

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk70
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Muskegon County

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Deterministic. Every signal traces to a public dataset · methodology