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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 49442 Foreclosure, Tax-Lien & Distress Report

Muskegon County, Michigan · Affordable market

Composite property distress in 49442 (Muskegon County, Michigan) lands at 25/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (70/100)). On the structural side it scores 54/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (72/100), structural risk (54/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (3/100) stay muted.

The peak-phase market in 49442 posted values that rose 2.1% over the year, and 29% higher over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 16.7% — high, a tax-stress and distress correlate. 44,412 residents call 49442 home, typically aged 37. At $50,069, median income runs below typical U.S. levels. Around 44% of renters are cost-burdened. The vacancy rate is 9.3%. On demographic stress specifically, 49442 scores 30/100. Around 11% of adults hold a bachelor's degree or higher. A median home runs $136,400 here, or 2.3 times local income. 70% of housing is owner-occupied. There are about 18,102 housing units across 49442.

On balance 49442 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 49442 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 49442 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49442 can be compared directly against any other ZIP in Muskegon County, Michigan or nationwide. 49442 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49442's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49442 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
54/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 49442

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk70
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 49442 distress snapshot

49442 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Each signal above is traceable to an open dataset · methodology

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