ZIP 49442 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49442 (Muskegon County, Michigan) lands at 28/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (70/100), FEMA disaster exposure (60/100)). On the structural side it scores 63/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (73/100), structural risk (63/100), institutional ownership (45/100). mortgage stress (3/100) stay muted.

The peak-phase market in 49442 posted values that rose 2.1% over the year, and 29% higher over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 16.7% — high, a tax-stress and distress correlate. 44,412 residents call 49442 home, typically aged 37. At $50,069, median income runs below typical U.S. levels. Around 44% of renters are cost-burdened. The vacancy rate is 9.3%. On demographic stress specifically, 49442 scores 30/100. Around 11% of adults hold a bachelor's degree or higher. A median home runs $136,400 here, or 2.3 times local income. 70% of housing is owner-occupied. There are about 18,102 housing units across 49442.

On balance 49442 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 49442 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 49442 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49442 can be compared directly against any other ZIP in Muskegon County, Michigan or nationwide. 49442 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49442's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49442 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.