ZIP 49461 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49461 (Muskegon County, Michigan) lands at 25/100 — low on DLRadar's public-record scoring. Structural exposure scores 54 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Its heaviest discrete signals: construction/permit lag (72/100), structural risk (54/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (3/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 30% higher over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 4,309 housing units across 49461. Median household income is $80,495, near the U.S. median near $78,000. Vacancy runs 10.7%. The demographic-stress sub-score lands at 25/100. Home values center near $265,300, an affordability ratio of 3.0× — accessible. Around 30% of adults hold a bachelor's degree or higher. About 9,620 people live here, median age 46. The poverty rate is 9.4%. Owners hold 86% of homes, renters 14%. Rent burden reaches 30% of tenant households.

Overall, 49461 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 49461 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 49461 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Muskegon County, Michigan and the nation. The score is rebuilt from public data as it updates, so 49461 reflects the current record instead of a stale or modeled snapshot.

49461's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49461 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.