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ZIP 49452 Foreclosure, Tax-Lien & Distress Report

Oceana County, Michigan · High Vacancy market

DLRadar grades ZIP 49452 (Oceana County, Michigan) at a low 18/100 for overall property distress. Its standout signals are construction/permit lag (62/100), structural risk (41/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (8/100) stay muted. On the structural side it scores 41/100, with 2/100 of stress already active.

The expansion-phase market in 49452 posted values that rose 5.5% over the year, and 25% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $123,100, an affordability ratio of 2.0× — accessible. Owners hold 92% of homes, renters 8%. 2,299 residents call 49452 home, typically aged 38. On demographic stress specifically, 49452 scores 22/100. The vacancy rate is 13.6% — elevated. About 16% have a four-year degree. There are about 981 housing units across 49452. Around 5% of renters are cost-burdened. The poverty rate is 18.8% — high, a tax-stress and distress correlate. At $55,833, median income runs below typical U.S. levels.

Taken together, 49452 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49452 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 49452 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 49452 shows blanks, not estimates, wherever the record is sparse.

49452's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49452 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
41/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49452

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk34
49452 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 49452 distress snapshot

The live 49452 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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