ZIP 49420 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49420 (Oceana County, Michigan) at a low 18/100 for overall property distress. The latent-versus-live split is 41/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (41/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 38% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $58,583, median income runs below typical U.S. levels. Roughly 15.0% live below the poverty line. The tenure split is 81% owner-occupied to 19% rented. There are about 2,838 housing units across 49420. 6,109 residents call 49420 home, typically aged 47. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. About 19% have a four-year degree. The demographic-stress sub-score lands at 28/100. Rent burden reaches 32% of tenant households. The typical home is worth about $167,000 (2.6× income, relatively affordable).

Net-net, 49420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49420 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 49420 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 49420 stays directly comparable to neighboring ZIPs and the rest of Oceana County, Michigan. Sparse data for 49420 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 49420 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 49420 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.