ZIP 49420 Property Distress & Foreclosure Data

Composite property distress in 49420 (Oceana County, Michigan) lands at 12/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 27/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (27/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 38% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $58,583 — below the roughly $78,000 national figure. Roughly 15.0% live below the poverty line. The tenure split is 81% owner-occupied to 19% rented. The ZIP holds roughly 2,838 housing units. 6,109 residents call 49420 home, typically aged 47. The vacancy rate is 16.3% — elevated. About 19% have a four-year degree. On demographic stress specifically, 49420 scores 28/100. Around 32% of renters are cost-burdened. A median home runs $167,000 here, or 2.6 times local income.

Taken together, 49420 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.