ZIP 49420 Foreclosure, Tax-Lien & Distress Report
Oceana County, Michigan · High Vacancy market
DLRadar grades ZIP 49420 (Oceana County, Michigan) at a low 22/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (49/100), institutional ownership (48/100). mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100). The latent-versus-live split is 49/100 structural and 2/100 already moving.
Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 38% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $58,583, median income runs below typical U.S. levels. Roughly 15.0% live below the poverty line. The tenure split is 81% owner-occupied to 19% rented. There are about 2,838 housing units across 49420. 6,109 residents call 49420 home, typically aged 47. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. About 19% have a four-year degree. The demographic-stress sub-score lands at 28/100. Rent burden reaches 32% of tenant households. The typical home is worth about $167,000 (2.6× income, relatively affordable).
Net-net, 49420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49420 is not published yet -- the ZIP-level readings above remain fully sourced.
The 49420 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 49420 stays directly comparable to neighboring ZIPs and the rest of Oceana County, Michigan. Sparse data for 49420 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 49420 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 49420 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 49420
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 49420 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 49420, the same set carried on every parcel.
Nearby ZIPs in Oceana County
Nearest ZIP codes to 49420
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Additional distress intelligence spanning Oceana County, Michigan by ZIP, county and state.
The complete 49420 distress and acquisition report
Every distressed parcel in 49420 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology