ZIP 49446 Property Distress & Foreclosure Data

In Oceana County, Michigan, ZIP 49446 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 27/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (63/100), structural risk (27/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100).

The expansion-phase market in 49446 posted values that rose 6.4% over the year, and 3% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $71,136, near the U.S. median near $78,000. 17.2% of residents fall below the poverty threshold. Educational attainment sits at 20% bachelor's-or-above. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 32/100. Population is roughly 2,306 with a median age of 43. The ZIP holds roughly 1,155 housing units. The vacancy rate is 29.3% — elevated. Around 47% of renters are cost-burdened. Home values center near $209,100, an affordability ratio of 2.7× — accessible.

On the whole, 49446 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.