ZIP 49421 Property Distress & Foreclosure Data

Oceana County, Michigan's ZIP 49421 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (28/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural risk reads 28/100 against active distress of 2/100.

The market reads expansion — home values rose 6.4% year on year, and 36% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $162,100 (2.7× income, relatively affordable). Rent burden reaches 31% of tenant households. About 5,700 people live here, median age 46. 86% of housing is owner-occupied. There are about 2,842 housing units across 49421. At $54,858, median income runs below typical U.S. levels. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Around 11% of adults hold a bachelor's degree or higher.

Net-net, 49421 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.