ZIP 49421 Foreclosure, Tax-Lien & Distress Report
Oceana County, Michigan · High Vacancy market
Scored on a fixed 0-100 scale, 49421 (Oceana County, Michigan) returns a low composite of 22/100. Latent structural risk is 50/100 while live distress already moving reads 2/100. Environmental exposure also runs high (flood (NFIP) exposure (80/100)). Property-level stress concentrates in institutional ownership (50/100), structural risk (50/100), construction/permit lag (42/100). By contrast, mortgage stress (7/100) register low.
The expansion-phase market in 49421 posted values that rose 5.5% over the year, and 36% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $162,100 (2.7× income, relatively affordable). Rent burden reaches 31% of tenant households. About 5,700 people live here, median age 46. The tenure split is 86% owner-occupied to 14% rented. There are about 2,842 housing units across 49421. At $54,858, median income runs below typical U.S. levels. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100. 16.8% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above.
On the whole, 49421 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 49421 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 49421's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 49421, the field stays empty rather than modeled, and fills in as new documents post.
49421's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49421 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 49421 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
49421 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Oceana County
Nearest ZIP codes to 49421
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49421
Further distress data across Oceana County, Michigan at ZIP, county and state level.
Get the full acquisition report for 49421
See who owns each distressed property in 49421, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology