ZIP 49309 Foreclosure, Tax-Lien & Distress Report

Newaygo County, Michigan's ZIP 49309 registers 20/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (45/100), institutional ownership (44/100), construction/permit lag (26/100). On the quiet end sit construction/permit lag (26/100) and mortgage stress (6/100). Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). The split runs 45/100 structural to 2/100 active on the ground.

The market reads expansion — home values rose 5.5% year on year, and 38% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 13% have a four-year degree. Around 39% of renters are cost-burdened. 17.2% of residents fall below the poverty threshold. There are about 2,026 housing units across 49309. Median household income is $42,976, below the U.S. median near $78,000. A median home runs $151,600 here, or 2.9 times local income. Vacancy runs 61.2%, above the national norm and a classic distress-and-opportunity signal. Owners hold 89% of homes, renters 11%. On demographic stress specifically, 49309 scores 34/100. About 1,608 people live here, median age 55.

Net-net, 49309 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49309 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 49309 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49309 can be compared directly against any other ZIP in Newaygo County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 49309 shows blanks, not estimates, wherever the record is sparse.

49309's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 49309 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.