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ZIP 49349 Foreclosure, Tax-Lien & Distress Report

Newaygo County, Michigan · High Vacancy market

In Newaygo County, Michigan, ZIP 49349 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (46/100), institutional ownership (45/100), construction/permit lag (26/100). On the quiet end sit construction/permit lag (26/100) and mortgage stress (5/100). Environmental exposure also runs high (flood (NFIP) exposure (75/100)). The latent-versus-live split is 46/100 structural and 2/100 already moving.

The expansion-phase market in 49349 posted values that rose 5.5% over the year, and 16% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 34/100. The poverty rate is 18.9% — high, a tax-stress and distress correlate. The typical home is worth about $156,900 (2.6× income, relatively affordable). Around 59% of renters are cost-burdened. The vacancy rate is 25.7% — elevated. Owners hold 86% of homes, renters 14%. Around 11% of adults hold a bachelor's degree or higher. Population is roughly 8,059 with a median age of 46. At $52,786, median income runs below typical U.S. levels. The ZIP holds roughly 4,178 housing units.

On the whole, 49349 leans distressed, with opportunity clustered in specific stressed parcels. 49349 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 49349's 20/100 can be lined up against any neighbor in Newaygo County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 49349 shows blanks, not estimates, wherever the record is sparse.

Behind 49349's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 49349 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
46/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49349

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk46
49349 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 49349 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 49349, the same set carried on every parcel.

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The complete 49349 distress and acquisition report

The full 49349 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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