ZIP 49457 Property Distress & Foreclosure Data

Composite property distress in 49457 (Muskegon County, Michigan) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. On the structural side it scores 33/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

The market reads expansion — home values rose 5.8% year on year, and 29% higher over three years (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $74,439, median income runs near typical U.S. levels. The ZIP holds roughly 4,819 housing units. 92% of housing is owner-occupied. Around 40% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. The typical home is worth about $222,300 (2.6× income, relatively affordable). The poverty rate is 10.9%. The vacancy rate is 12.0% — elevated. Around 20% of adults hold a bachelor's degree or higher. About 11,263 people live here, median age 43.

Net-net, 49457 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.