ZIP 49445 Foreclosure, Tax-Lien & Distress Report

In Muskegon County, Michigan, ZIP 49445 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 54/100 structural to 1/100 active on the ground. Leading the profile are construction/permit lag (72/100), structural risk (54/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

The peak-phase market in 49445 posted values that rose 2.1% over the year, and 27% higher over three years, at 42/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 8.9%. Rent burden reaches 30% of tenant households. A median home runs $232,200 here, or 2.6 times local income. The ZIP holds roughly 8,980 housing units. Population is roughly 21,090 with a median age of 44. The poverty rate is 6.9% — low. Owners hold 89% of homes, renters 11%. Households earn a median $80,514 — near the roughly $78,000 national figure. On demographic stress specifically, 49445 scores 23/100. Around 29% of adults hold a bachelor's degree or higher.

Overall, 49445 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 49445 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 49445 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 49445 stays directly comparable to neighboring ZIPs and the rest of Muskegon County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 49445 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 49445 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 49445 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.