ZIP 49445 Property Distress & Foreclosure Data

ZIP code 49445 in Muskegon County, Michigan carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 33 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (45/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

The market reads expansion — home values rose 5.8% year on year, and 27% higher over three years, at 47/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 8.9%. Rent burden reaches 30% of tenant households. The typical home is worth about $232,200 (2.6× income, relatively affordable). There are about 8,980 housing units across 49445. About 21,090 people live here, median age 44. The poverty rate is 6.9% — low. 89% of housing is owner-occupied. At $80,514, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 23/100. Around 29% of adults hold a bachelor's degree or higher.

Overall 49445 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.