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Muskegon County, MI: Foreclosures, Tax Liens & Distressed Properties

Muskegon County, MI, Michigan: 21 ZIP codes scored, Muskegon County, MI averaging 26/100 (low, Muskegon, MI), from 22 to 27. Muskegon County, MI is in its peak phase (Muskegon, MI confidence 42/100): Muskegon, MI home prices up 2.1% (Muskegon, MI) over twelve months. Muskegon County, MI lender headwind: 63/100.

Highest-scoring Muskegon County, MI ZIPs: 49303 (27/100), 49330 (27/100), 49415 (27/100), 49440 (27/100), 49441 (27/100), 49442 (27/100). Also scored in Muskegon County, MI: 49443, 49444, 49445, 49451, 49457, 49461, 49318, 49425, 49437, 49403.

Across Muskegon County, MI's scored ZIPs: median home value $230,805, household income $66,906, 9.2% vacancy, 10.7% poverty, 82% owner-occupied, median age 40.1.

Muskegon County, MI insurance distress 58/100 (#963 in the US); FEMA hazard 59/100 for Muskegon, MI; 3 federal disaster declarations in Muskegon County, MI since 2023 (3 flood); 3 Muskegon, MI NFIP flood claims, $54 paid; Muskegon, MI construction distress 71/100.

7 banks with 26 branches lend in Muskegon County, MI; Muskegon, MI weighted bank stress 65/100, highest 79/100 in Muskegon, MI.

Muskegon County, MI unemployment 5.3% (Muskegon, MI +0.1 pts, six months); 368 new housing units permitted in Muskegon County, MI over twelve months, Muskegon, MI down 23% from 476; Muskegon, MI home prices +11.8% a year (Muskegon, MI) over three years.

75,266 housing units in Muskegon County, MI; 14,587 Muskegon, MI renter households; 45% of Muskegon, MI renters spend 30%+ of income on rent, 24% (Muskegon, MI) half or more.

Muskegon County, MI ranks #1,211 nationally on the opportunity index (Muskegon, MI, among all ranked counties); Muskegon, MI scores 30.5/100 and Muskegon, MI sits #39 inside Michigan. Muskegon, MI is in the watchlist opportunity phase; Muskegon, MI's primary driver is construction, Muskegon, MI second driver bank institutional; Muskegon, MI moved down 18 places. 11 short-sale listings across Muskegon, MI; 126 days on market observed in Muskegon, MI; 10.2% vacancy over 21 Muskegon, MI ZIPs.

1.2% of Muskegon County, MI mortgages were ninety-plus days late in December 2025; Muskegon, MI's thirty-to-eighty-nine-day share was 3.6% (CFPB county sample). Muskegon, MI's ninety-day rate is up 0.4 points on twelve months earlier; the Muskegon, MI peak since 2008 was 5.0% in November 2009; Michigan overall reads 0.9%.

Muskegon County, MI has 3 watched banks; 3 Muskegon, MI banks sit in an elevated band. Muskegon, MI footprints: Choiceone Bank (5 branches, stress 60) in Muskegon, MI; Shelby State Bank (4 branches, stress 79) in Muskegon, MI; Independent Bank (1 branch, stress 67) in Muskegon, MI.

HUD lists 16 assisted multifamily properties in Muskegon County, MI with 1,770 units; 665 Muskegon, MI units are assisted, 8 Muskegon, MI properties under project-based Section 8.

7,534 of the 75,266 housing units in Muskegon, MI sit vacant. Muskegon County, MI permitted 19 multifamily units in twelve months; Muskegon, MI's one-to-four unit structures added 349 units in Muskegon County, MI.

Peak
Market phase
2.1%
Muskegon, MI HPI YoY
0%
Drawdown
42
Muskegon confidence

Highest-distress Muskegon County ZIP codes

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