ZIP 49403 Property Distress & Foreclosure Data

Ottawa County, Michigan's ZIP 49403 registers 17/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). The most distinctive pressure shows up in construction/permit lag (41/100), structural risk (37/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. Structural risk reads 37/100 against active distress of 1/100.

The market reads expansion — home values rose 5.5% year on year, and 21% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,477 people live here, median age 37. 90% of housing is owner-occupied. The typical home is worth about $279,600 (3.1× income, relatively affordable). Vacancy runs 10.1%. There are about 959 housing units across 49403. Around 25% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households. The poverty rate is 5.6% — low. At $82,297, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 28/100.

Overall 49403 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.