ZIP 49428 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Michigan · Distress market
ZIP 49428's composite property-distress score is 24/100 - DLRadar classes that as low for Ottawa County, Michigan. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (55/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (2/100) stay muted. The split runs 55/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (69/100).
The peak-phase market in 49428 posted values that rose 3.9% over the year, and 20% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 10,436 housing units. Around 47% of renters are cost-burdened. At $92,290, median income runs above typical U.S. levels. About 39% have a four-year degree. About 28,090 people live here, median age 37. The vacancy rate is 1.8%. On demographic stress specifically, 49428 scores 26/100. The typical home is worth about $307,500 (3.0× income, relatively affordable). Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. Owners hold 85% of homes, renters 15%.
Overall 49428 looks resilient on the surface, so the edge is isolating individual stressed parcels. 49428 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 49428's 24/100 can be lined up against any neighbor in Ottawa County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 49428 shows blanks, not estimates, wherever the record is sparse.
49428's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49428 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 49428
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
49428 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 49428, the same set carried on every parcel.
Nearby ZIPs in Ottawa County
Nearest ZIP codes to 49428
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49428
More ZIP, county and state distress intelligence connected to Ottawa County, Michigan.
The complete 49428 distress and acquisition report
The full 49428 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology