ZIP 49401 Property Distress & Foreclosure Data

DLRadar grades ZIP 49401 (Ottawa County, Michigan) at a low 17/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (85/100)). Property-level stress concentrates in construction/permit lag (41/100), structural risk (36/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural exposure scores 36 and live distress 1 on the 0–100 scale.

The expansion-phase market in 49401 posted values that rose 5.5% over the year, and 24% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $321,500, an affordability ratio of 4.1×. 26.7% of residents fall below the poverty threshold. Vacancy runs 6.1%. Owners hold 56% of homes, renters 44%. There are about 9,441 housing units across 49401. Educational attainment sits at 41% bachelor's-or-above. Population is roughly 28,941 with a median age of 22. Median household income is $73,020, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100. Rent burden reaches 52% of tenant households.

On the whole, 49401 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.