ZIP 49440 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49440 in Muskegon County, Michigan comes in at 25, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Structural exposure scores 54 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (72/100), structural risk (54/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (3/100) stay muted.

The peak-phase market in 49440 posted values that rose 2.1% over the year, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $42,500, median income runs below typical U.S. levels. The ZIP holds roughly 908 housing units. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 36% bachelor's-or-above. Around 46% of renters are cost-burdened. A median home runs $176,400 here, or 3.8 times local income. The demographic-stress sub-score lands at 38/100. 1,319 residents call 49440 home, typically aged 44. 21.7% of residents fall below the poverty threshold. 28% of housing is owner-occupied.

Net-net, 49440 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 49440's 25/100 can be lined up against any neighbor in Muskegon County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 49440 shows blanks, not estimates, wherever the record is sparse.

The 25/100 figure for 49440 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 49440 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.