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ZIP 49440 Foreclosure, Tax-Lien & Distress Report

Muskegon County, Michigan · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 49440 in Muskegon County, Michigan comes in at 28, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Structural exposure scores 62 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (73/100), structural risk (62/100), institutional ownership (44/100). mortgage stress (3/100) stay muted.

The peak-phase market in 49440 posted values that rose 2.1% over the year, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $42,500, median income runs below typical U.S. levels. The ZIP holds roughly 908 housing units. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 36% bachelor's-or-above. Around 46% of renters are cost-burdened. A median home runs $176,400 here, or 3.8 times local income. The demographic-stress sub-score lands at 38/100. 1,319 residents call 49440 home, typically aged 44. 21.7% of residents fall below the poverty threshold. 28% of housing is owner-occupied.

Net-net, 49440 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 49440's 28/100 can be lined up against any neighbor in Muskegon County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 49440 shows blanks, not estimates, wherever the record is sparse.

The 28/100 figure for 49440 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 49440 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

28/100
Composite stress
62/100
Structural risk
1/100
Distress activity

ZIP 49440 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk70
Another 9 scored dimensions sit behind 49440

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 49440 distress snapshot

A live read on 49440: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Muskegon County ZIP reports

Nearest ZIP codes to 49440

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Michigan distress

Further distress data across Muskegon County, Michigan at ZIP, county and state level.

Unlock the full ZIP 49440 acquisition report

Every distressed parcel in 49440 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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