ZIP 49307 Foreclosure, Tax-Lien & Distress Report

In Mecosta County, Michigan, ZIP 49307 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100), climate & FEMA risk (64/100). Structural risk reads 50/100 against active distress of 2/100. The pressure is most legible in structural risk (50/100), institutional ownership (43/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (5/100).

The market reads peak — home values rose 4.5% year on year, and 22% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 23.4% — high, a tax-stress and distress correlate. Rent burden reaches 42% of tenant households. The ZIP holds roughly 8,164 housing units. Around 31% of adults hold a bachelor's degree or higher. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 33/100. At $54,803, median income runs below typical U.S. levels. A median home runs $187,800 here, or 3.3 times local income. Owners hold 63% of homes, renters 37%. About 18,063 people live here, median age 31.

Taken together, 49307 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 49307's 23/100 can be lined up against any neighbor in Mecosta County, Michigan or any ZIP coast to coast. Where the public record is thin for 49307, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 49307 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 49307 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.