ZIP 49307 Property Distress & Foreclosure Data

DLRadar grades ZIP 49307 (Mecosta County, Michigan) at a low 16/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). On the structural side it scores 36/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (66/100), structural risk (36/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.7% year on year, and 22% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 23.4% — high, a tax-stress and distress correlate. Around 42% of renters are cost-burdened. The ZIP holds roughly 8,164 housing units. Around 31% of adults hold a bachelor's degree or higher. The vacancy rate is 12.8% — elevated. The demographic-stress sub-score lands at 33/100. At $54,803, median income runs below typical U.S. levels. The typical home is worth about $187,800 (3.3× income, relatively affordable). 63% of housing is owner-occupied. About 18,063 people live here, median age 31.

Net-net, 49307 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.