ZIP 49340 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49340 (Mecosta County, Michigan) lands at 20/100 — low on DLRadar's public-record scoring. Structurally it carries 44/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (31/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (5/100). Environmental exposure also runs high (climate & FEMA risk (67/100)).

The market reads peak — home values rose 4.2% year on year, and 11% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $190,900 (2.7× income, relatively affordable). At $55,568, median income runs below typical U.S. levels. Population is roughly 2,479 with a median age of 51. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49340 scores 27/100. The ZIP holds roughly 1,291 housing units. 83% of housing is owner-occupied. Roughly 14.8% live below the poverty line. Rent burden reaches 29% of tenant households. Educational attainment sits at 19% bachelor's-or-above.

On the whole, 49340 leans distressed, with opportunity clustered in specific stressed parcels. 49340 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49340 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49340 can be compared directly against any other ZIP in Mecosta County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49340 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 49340 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 49340 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.