ZIP 48896 Property Distress & Foreclosure Data

Isabella County, Michigan's ZIP 48896 registers 15/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). On the structural side it scores 32/100, with 1/100 of stress already active.

The market reads expansion — home values rose 5.6% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 218 people live here, median age 35. The demographic-stress sub-score lands at 21/100. 100% of housing is owner-occupied. Around 0% of adults hold a bachelor's degree or higher. The vacancy rate is 17.1% — elevated. At $130,909, median income runs above typical U.S. levels. The ZIP holds roughly 79 housing units. The poverty rate is 3.2% — low. The typical home is worth about $209,500 (1.4× income, relatively affordable).

Net-net, 48896 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
32/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48896

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Isabella County

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