ZIP 49305 Property Distress & Foreclosure Data

ZIP code 49305 in Mecosta County, Michigan carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (67/100)). The latent-versus-live split is 37/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (63/100), structural risk (37/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The expansion-phase market in 49305 posted values that rose 5.6% over the year, and 54% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 32% of renters are cost-burdened. Home values center near $148,100, an affordability ratio of 2.5× — accessible. 17.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $49,536, below the U.S. median near $78,000. Owners hold 86% of homes, renters 14%. Educational attainment sits at 12% bachelor's-or-above. Population is roughly 2,487 with a median age of 51. The ZIP holds roughly 1,596 housing units. The vacancy rate is 31.7% — elevated.

On the whole, 49305 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.