ZIP 48632 Property Distress & Foreclosure Data

DLRadar grades ZIP 48632 (Clare County, Michigan) at a low 17/100 for overall property distress. On the structural side it scores 39/100, with 3/100 of stress already active. Property-level stress concentrates in construction/permit lag (93/100), structural risk (39/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (8/100) register low.

The market reads expansion — home values rose 6.1% year on year, and 51% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 30% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher. About 4,995 people live here, median age 49. The typical home is worth about $146,400 (2.5× income, relatively affordable). The ZIP holds roughly 4,421 housing units. The demographic-stress sub-score lands at 31/100. The poverty rate is 18.2% — high, a tax-stress and distress correlate. The vacancy rate is 54.2% — elevated. At $51,740, median income runs below typical U.S. levels. 93% of housing is owner-occupied.

Net-net, 48632 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.