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ZIP 48632 Foreclosure, Tax-Lien & Distress Report

Clare County, Michigan · High Vacancy market

Scored on a fixed 0-100 scale, 48632 (Clare County, Michigan) returns a minimal composite of 13/100. Structurally it carries 28/100, against 3/100 of stress already in motion. Leading the profile are construction/permit lag (44/100), structural risk (28/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (9/100) register low.

The expansion-phase market in 48632 posted values that rose 5.1% over the year, and 51% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 30% of tenant households. Around 14% of adults hold a bachelor's degree or higher. About 4,995 people live here, median age 49. Home values center near $146,400, an affordability ratio of 2.5× — accessible. There are about 4,421 housing units across 48632. The demographic-stress sub-score lands at 31/100. 18.2% of residents fall below the poverty threshold. The vacancy rate is 54.2% — elevated. Households earn a median $51,740 — below the roughly $78,000 national figure. 93% of housing is owner-occupied.

Taken together, 48632 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 48632 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 48632 read uses the identical scoring model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 48632 stays directly comparable to neighboring ZIPs and the rest of Clare County, Michigan. Sparse data for 48632 shows as blanks, never estimates, and the score updates on every fresh public filing.

48632's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 48632 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

13/100
Composite stress
28/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 48632

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk47
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 48632 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Clare County ZIP reports

Nearest ZIP codes to 48632

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 48632

Other reports tied to Clare County, Michigan — ZIP, county and statewide.

Unlock the full ZIP 48632 acquisition report

See who owns each distressed property in 48632, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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