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ZIP 48633 Foreclosure, Tax-Lien & Distress Report

Clare County, Michigan · High Vacancy market

ZIP code 48633 in Clare County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (74/100), structural risk (32/100), mortgage stress (12/100). On the quiet end sit mortgage stress (12/100) and institutional ownership (10/100). On the structural side it scores 32/100, with 4/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 43% have a four-year degree. DLRadar's demographic-stress index for the area reads 36/100. The poverty rate is 11.0%. 146 residents call 48633 home, typically aged 70. Median household income is $46,944, below the U.S. median near $78,000. There are about 389 housing units across 48633. Vacancy runs 72.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 100% owner-occupied to 0% rented. The typical home is worth about $164,300 (5.3× income).

Net-net, 48633 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 48633 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 48633's 14/100 can be lined up against any neighbor in Clare County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48633 shows blanks, not estimates, wherever the record is sparse.

The 14/100 figure for 48633 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 48633 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

14/100
Composite stress
32/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 48633

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk40
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 48633 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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