ZIP 48624 Foreclosure, Tax-Lien & Distress Report

Gladwin County, Michigan's ZIP 48624 registers 12/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (26/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (7/100). Structurally it carries 26/100, against 3/100 of stress already in motion.

The market reads expansion — home values rose 5.5% year on year, and 31% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 88% owner-occupied to 12% rented. Home values center near $163,500, an affordability ratio of 2.8× — accessible. About 15% have a four-year degree. Median household income is $55,415, below the U.S. median near $78,000. Vacancy runs 37.1%, above the national norm and a classic distress-and-opportunity signal. There are about 11,057 housing units across 48624. 16,269 residents call 48624 home, typically aged 52. On demographic stress specifically, 48624 scores 29/100. Roughly 14.7% live below the poverty line. Rent burden reaches 25% of tenant households.

On the whole, 48624 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 48624 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 48624 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48624 can be compared directly against any other ZIP in Gladwin County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 48624, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 48624's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 48624 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.