ZIP 48629 Property Distress & Foreclosure Data

Composite property distress in 48629 (Roscommon County, Michigan) lands at 13/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 29/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (29/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 29% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 14.5%. Around 30% of renters are cost-burdened. At $54,622, median income runs below typical U.S. levels. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. Around 18% of adults hold a bachelor's degree or higher. About 7,922 people live here, median age 59. The vacancy rate is 47.2% — elevated. The typical home is worth about $156,000 (2.6× income, relatively affordable). The ZIP holds roughly 7,328 housing units.

Net-net, 48629 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.