ZIP 49601 Foreclosure, Tax-Lien & Distress Report

In Wexford County, Michigan, ZIP 49601 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 43/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). The pressure is most legible in construction/permit lag (44/100), structural risk (43/100), institutional ownership (42/100). On the quiet end sit mortgage stress (5/100).

The market reads peak — home values rose 4.3% year on year, and 27% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

79% of housing is owner-occupied. Median household income is $65,704, below the U.S. median near $78,000. The ZIP holds roughly 10,752 housing units. Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 17.0% — elevated. Around 36% of renters are cost-burdened. 22,121 residents call 49601 home, typically aged 43. 12.0% of residents fall below the poverty threshold. A median home runs $174,000 here, or 2.5 times local income. The demographic-stress sub-score lands at 27/100.

On the whole, 49601 leans distressed, with opportunity clustered in specific stressed parcels. 49601 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 49601's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49601 shows as blanks, never estimates, and the score updates on every fresh public filing.

49601's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49601 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.