ZIP 49638 Property Distress & Foreclosure Data

Wexford County, Michigan's ZIP 49638 registers 7/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (21/100), structural risk (16/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural risk reads 16/100 against active distress of 2/100.

The expansion-phase market in 49638 posted values that rose 5.7% over the year, and 42% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $142,900, an affordability ratio of 2.3× — accessible. Vacancy runs 41.5%, above the national norm and a classic distress-and-opportunity signal. Owners hold 91% of homes, renters 9%. 17.7% of residents fall below the poverty threshold. Population is roughly 817 with a median age of 52. Rent burden reaches 15% of tenant households. Median household income is $50,000, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. There are about 595 housing units across 49638. Educational attainment sits at 17% bachelor's-or-above.

On the whole, 49638 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.