ZIP 49618 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49618 (Wexford County, Michigan) at a low 20/100 for overall property distress. On the structural side it scores 46/100, with 1/100 of stress already active. Leading the profile are structural risk (46/100), institutional ownership (44/100), construction/permit lag (44/100). By contrast, mortgage stress (5/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (72/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 33% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $198,600 (3.1× income, relatively affordable). 88% of housing is owner-occupied. About 829 people live here, median age 51. Educational attainment sits at 16% bachelor's-or-above. 22.0% of residents fall below the poverty threshold. On demographic stress specifically, 49618 scores 31/100. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. There are about 419 housing units across 49618. At $49,712, median income runs below typical U.S. levels. Around 38% of renters are cost-burdened.

Taken together, 49618 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 49618 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 49618 stays directly comparable to neighboring ZIPs and the rest of Wexford County, Michigan. Sparse data for 49618 shows as blanks, never estimates, and the score updates on every fresh public filing.

49618's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49618 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.