ZIP 49688 Property Distress & Foreclosure Data

Osceola County, Michigan's ZIP 49688 registers 15/100 composite distress, which DLRadar reads as low. On the structural side it scores 37/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (7/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 48% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $66,680, median income runs below typical U.S. levels. The poverty rate is 15.8%. Around 20% of adults hold a bachelor's degree or higher. The typical home is worth about $188,500 (2.5× income, relatively affordable). Around 57% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. About 2,443 people live here, median age 41. The vacancy rate is 29.1% — elevated. The ZIP holds roughly 1,260 housing units. 86% of housing is owner-occupied.

Net-net, 49688 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.