ZIP 49688 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49688 (Osceola County, Michigan) at a low 17/100 for overall property distress. What sets it apart are the readings on institutional ownership (42/100), structural risk (39/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). Structurally it carries 39/100, against 3/100 of stress already in motion.

The market reads expansion — home values rose 5.5% year on year, and 48% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $66,680, median income runs below typical U.S. levels. 15.8% of residents fall below the poverty threshold. About 20% have a four-year degree. The typical home is worth about $188,500 (2.5× income, relatively affordable). Around 57% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. 2,443 residents call 49688 home, typically aged 41. The vacancy rate is 29.1% — elevated. There are about 1,260 housing units across 49688. The tenure split is 86% owner-occupied to 14% rented.

Taken together, 49688 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49688 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 49688's 17/100 can be lined up against any neighbor in Osceola County, Michigan or any ZIP coast to coast. Sparse data for 49688 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 49688 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For a buyer, 49688 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.