ZIP 49639 Property Distress & Foreclosure Data

ZIP code 49639 in Osceola County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 34/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (76/100), structural risk (34/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 34% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 18% have a four-year degree. Roughly 12.0% live below the poverty line. Households earn a median $62,409 — below the roughly $78,000 national figure. 2,420 residents call 49639 home, typically aged 45. Around 13% of renters are cost-burdened. The ZIP holds roughly 1,443 housing units. A median home runs $153,100 here, or 2.2 times local income. The tenure split is 88% owner-occupied to 12% rented. On demographic stress specifically, 49639 scores 23/100. The vacancy rate is 21.3% — elevated.

Taken together, 49639 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.