ZIP 49665 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49665 (Osceola County, Michigan) returns a low composite of 18/100. Its heaviest discrete signals: construction/permit lag (70/100), structural risk (43/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (9/100). On the structural side it scores 43/100, with 3/100 of stress already active.

The market reads expansion — home values rose 5.4% year on year, and 7% higher over three years (phase confidence 31/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 87% of homes, renters 13%. The ZIP holds roughly 2,198 housing units. DLRadar's demographic-stress index for the area reads 33/100. Rent burden reaches 52% of tenant households. Population is roughly 4,022 with a median age of 45. About 13% have a four-year degree. Vacancy runs 27.2%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $51,125 — below the roughly $78,000 national figure. The typical home is worth about $150,800 (2.7× income, relatively affordable). Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 49665 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49665 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 49665 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 49665 stays directly comparable to neighboring ZIPs and the rest of Osceola County, Michigan. Sparse data for 49665 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 49665's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 49665 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.