ZIP 48625 Foreclosure, Tax-Lien & Distress Report

In Clare County, Michigan, ZIP 48625 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 32/100 structural to 4/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (74/100), structural risk (32/100), mortgage stress (12/100). mortgage stress (12/100) and institutional ownership (10/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 28% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 10,785 housing units. 12,939 residents call 48625 home, typically aged 51. The vacancy rate is 50.7% — elevated. Rent burden reaches 44% of tenant households. The poverty rate is 23.2% — high, a tax-stress and distress correlate. Around 9% of adults hold a bachelor's degree or higher. On demographic stress specifically, 48625 scores 33/100. Home values center near $117,100, an affordability ratio of 2.1× — accessible. Households earn a median $45,156 — below the roughly $78,000 national figure. The tenure split is 88% owner-occupied to 12% rented.

On the whole, 48625 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 48625's 14/100 can be lined up against any neighbor in Clare County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 48625 reflects the current record instead of a stale or modeled snapshot.

The 14/100 figure for 48625 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48625 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.