ZIP 48651 Foreclosure, Tax-Lien & Distress Report
Roscommon County, Michigan · High Vacancy market
Roscommon County, Michigan's ZIP 48651 registers 26/100 composite distress, which DLRadar reads as low. The split runs 58/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (58/100), institutional ownership (48/100). On the quiet end sit mortgage stress (11/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100).
Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 24% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 4,331 people live here, median age 45. 73% of housing is owner-occupied. Home values center near $164,800, an affordability ratio of 3.6× — accessible. The poverty rate is 23.3% — high, a tax-stress and distress correlate. There are about 3,844 housing units across 48651. Around 59% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 40/100. Around 19% of adults hold a bachelor's degree or higher. Vacancy runs 47.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $42,938, below the U.S. median near $78,000.
Net-net, 48651 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 48651 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 48651's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 48651 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 48651 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 48651 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 48651
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 48651 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 48651, drawn from the same report attached to each property.
Nearby ZIPs in Roscommon County
Nearest ZIP codes to 48651
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Roscommon County, Michigan.
Open the complete 48651 acquisition file
Every distressed parcel in 48651 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology