ZIP 48627 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48627 (Roscommon County, Michigan) lands at 23/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 51/100 structural and 0/100 already moving. What sets it apart are the readings on construction/permit lag (81/100), structural risk (51/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) register low.

The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 32/100. The typical home is worth about $165,600. The poverty rate is 0.0% — low. 100% of housing is owner-occupied. There are about 301 housing units across 48627. The vacancy rate is 79.7% — elevated. Population is roughly 129 with a median age of 60. Households earn a median $70,250 — near the roughly $78,000 national figure. Educational attainment sits at 6% bachelor's-or-above.

On the whole, 48627 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 48627 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 48627 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 48627 stays directly comparable to neighboring ZIPs and the rest of Roscommon County, Michigan. Nothing here is interpolated — where a source is thin for 48627, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 48627 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 48627 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.