ZIP 48656 Property Distress & Foreclosure Data

Composite property distress in 48656 (Roscommon County, Michigan) lands at 13/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 30/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (30/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 21% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 50.2% — elevated. The demographic-stress sub-score lands at 32/100. The typical home is worth about $112,900 (2.5× income, relatively affordable). The ZIP holds roughly 3,676 housing units. The poverty rate is 21.5% — high, a tax-stress and distress correlate. Around 10% of adults hold a bachelor's degree or higher. At $43,417, median income runs below typical U.S. levels. About 3,872 people live here, median age 58. Around 30% of renters are cost-burdened. 86% of housing is owner-occupied.

Net-net, 48656 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
30/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 48656

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk52
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Roscommon County

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