ZIP 48654 Foreclosure, Tax-Lien & Distress Report
Ogemaw County, Michigan · High Vacancy market
In Ogemaw County, Michigan, ZIP 48654 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 19/100, with 3/100 of stress already active. Property-level stress concentrates in institutional ownership (28/100), structural risk (19/100), mortgage stress (9/100). On the quiet end sit structural risk (19/100) and mortgage stress (9/100).
The market reads expansion — home values rose 5.5% year on year, and 32% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Rent burden reaches 59% of tenant households. There are about 1,965 housing units across 48654. At $46,563, median income runs below typical U.S. levels. A median home runs $140,800 here, or 2.9 times local income. About 16% have a four-year degree. 86% of housing is owner-occupied. 18.8% of residents fall below the poverty threshold. Vacancy runs 43.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 48654 scores 36/100. About 2,455 people live here, median age 58.
On the whole, 48654 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 48654 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 48654's 9/100 can be lined up against any neighbor in Ogemaw County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48654 shows blanks, not estimates, wherever the record is sparse.
48654's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 48654 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 48654 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 48654 by the numbers
The live 48654 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Further distress data across Ogemaw County, Michigan at ZIP, county and state level.
Open the complete 48654 acquisition file
Every distressed parcel in 48654 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology