ZIP 48654 Property Distress & Foreclosure Data

In Ogemaw County, Michigan, ZIP 48654 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 21/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (48/100), structural risk (21/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (3/100).

The expansion-phase market in 48654 posted values that rose 6.4% over the year, and 32% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 59% of renters are cost-burdened. The ZIP holds roughly 1,965 housing units. Median household income is $46,563, below the U.S. median near $78,000. Home values center near $140,800, an affordability ratio of 2.9× — accessible. Educational attainment sits at 16% bachelor's-or-above. Owners hold 86% of homes, renters 14%. 18.8% of residents fall below the poverty threshold. The vacancy rate is 43.8% — elevated. DLRadar's demographic-stress index for the area reads 36/100. Population is roughly 2,455 with a median age of 58.

On the whole, 48654 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.