ZIP 48647 Foreclosure, Tax-Lien & Distress Report

In Oscoda County, Michigan, ZIP 48647 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structurally it carries 26/100, against 3/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (45/100), institutional ownership (29/100), structural risk (26/100). structural risk (26/100) and mortgage stress (11/100) stay muted.

The expansion-phase market in 48647 posted values that rose 5.5% over the year, and 31% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $50,594, median income runs below typical U.S. levels. Roughly 16.2% live below the poverty line. 4,044 residents call 48647 home, typically aged 42. Rent burden reaches 34% of tenant households. On demographic stress specifically, 48647 scores 31/100. Around 14% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,170 housing units. The typical home is worth about $111,800 (2.4× income, relatively affordable). 85% of housing is owner-occupied. The vacancy rate is 50.0% — elevated.

On the whole, 48647 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 48647 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 48647 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48647 can be compared directly against any other ZIP in Oscoda County, Michigan or nationwide. Where the public record is thin for 48647, the field stays empty rather than modeled, and fills in as new documents post.

48647's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 48647 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.