ZIP 48647 Property Distress & Foreclosure Data

Composite property distress in 48647 (Oscoda County, Michigan) lands at 6/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 13/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (34/100), structural risk (13/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 31% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $50,594, median income runs below typical U.S. levels. The poverty rate is 16.2%. About 4,044 people live here, median age 42. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. Around 14% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,170 housing units. The typical home is worth about $111,800 (2.4× income, relatively affordable). 85% of housing is owner-occupied. The vacancy rate is 50.0% — elevated.

Net-net, 48647 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
13/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 48647

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk12
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Oscoda County

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Deterministic. Every signal traces to a public dataset · methodology