ZIP 48705 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48705 (Alcona County, Michigan) lands at 14/100 — minimal on DLRadar's distress scoring. Environmental exposure also runs high (flood (NFIP) exposure (68/100)). What sets it apart are the readings on institutional ownership (47/100), structural risk (32/100), mortgage stress (11/100). mortgage stress (11/100) and construction/permit lag (8/100) stay muted. Structural risk reads 32/100 against active distress of 3/100.

The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 48705 scores 41/100. 474 residents call 48705 home, typically aged 54. Median household income is $55,625, below the U.S. median near $78,000. There are about 681 housing units across 48705. 16.7% of residents fall below the poverty threshold. The tenure split is 99% owner-occupied to 1% rented. About 14% have a four-year degree. Home values center near $120,300, an affordability ratio of 2.4× — accessible. The vacancy rate is 65.0% — elevated.

Taken together, 48705 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 48705 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 48705 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Alcona County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48705 reflects the current record instead of a stale or modeled snapshot.

48705's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 48705 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.